Two-Headed Quarters

How to see through deceptive numbers and save money

Wednesday, June 27, 2012

Gram Scams in the Information Age

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The expression “con man” is a short form of “confidence man,” which describes a scammer who employs ruses that gain the trust of his victims...
Monday, April 30, 2012

The Consumer Financial Protection Bureau: Reining in Greed

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“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their ...
Friday, March 30, 2012

Understanding Insurance

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It is clear to me from reading public reaction to arguments made in the Supreme Court this week on the constitutionality of the new healthca...
Saturday, February 25, 2012

My Troubles with the U. S. Postal Service

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The troubles of the U. S. Postal Service have been in the news over the past year. Unfortunately, its financial situation continues to dete...
Tuesday, January 31, 2012

Eric Cantor’s Misunderstanding of Compromise

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The 60 Minutes interview with House majority leader Eric Cantor broadcast on January 1, 2012 had a number of moments that revealed the caus...
Wednesday, August 31, 2011

The Law of Unintended Consequences: BG&E Tree Trimming Policies

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Today marks day four and counting without power in my house. Hurricane Irene passed through early Sunday morning and tore up the area’s elec...
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Sunday, July 17, 2011

My Suzuki Verona: Bait and Switch Warranty Repairs

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One year ago I purchased a used 2005 Suzuki Verona with about 40,000 miles on the odometer. Because of the low mileage and less than seven-y...
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About Me

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Joe Ganem
Joseph Ganem is a professor at Loyola College in Maryland where he teaches physics. He is the author of award-winning book: The Two Headed Quarter: How to See Through Deceptive Numbers and Save Money on Everything You Buy. The book covers a wide range of topics that touch on on almost all aspects of our consumer lives and shows how numbers are routinely used to fool people. Among his other interests is chess. He is an expert at correspondence chess and since 1991 has been the editor of The Chess Correspondent, a magazine that has been published by The Correspondence Chess League of America since 1940, making it one of the oldest chess magazines in the United States. In his spare time he enjoys playing a wide variety of music on the piano. Currently he resides in Baltimore County, Maryland, with his wife and three children.
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